Where you work or live can come with a few perks. As a member of our Perks Banking program, you can get awesome incentives not found anywhere else.

Simply choose the checking account that fits your needs and enjoy perks like:Guaranty Bank Perks Logo

  • $100 cash bonus direct deposited1
  • Free initial debit/ATM card
  • Free initial order of standard checks
  • Free digital banking solutions
  • Free telephone banking and local customer call center
  • $300 home mortgage closing cost credit2
  • $15 safe deposit box discount3
  • 0.25% rate increase applied to standard Guaranty Bank Health Savings Account
  • Available with all checking accounts
  • Much more!

To get started, compare our checking accounts and open one online quickly and easily.



Work Perks provide valuable savings and services on checking and savings accounts, mortgage loans, health savings accounts, and more — all for free. Show your employees how appreciated they are with a little help from your local bank.

  • Free for Guaranty Bank business customers
  • Provide added value to your employees
  • Dedicated account manager
  • On site visits from your personal account manager
  • Valuable discounts and services on the following:
    • Checking and savings accounts
    • Home equity lines of credit
    • Mortgage loans
    • Health Savings Accounts
    • Consumer loans
    • Safe deposit box rental

1 Annual Percentage Yield will range from 0.00% - 3.00% depending on the account type that is opened. Additional account requirements will apply to obtain the premium rate 3.00% APY. APY range is accurate as of October 6, 2022 and is not an introductory rate.  Rate may change after the account is opened. Fees could reduce earnings. $100 bonus will be paid within 30 days of when the following occur: the account has been open a minimum of 30 days, an ACH transaction has occurred, and the account has a positive balance. Requirements must be met within the first six months. Only new checking account clients are eligible. Minimum opening deposit requirements range from $25 - $50. Cannot be combined with any other offers. Offer is subject to change at any time. Bonus will be reported to the IRS as applicable.

2 Offer is subject to change without notice. $300 credit will be applied as a lender credit at the time of closing and may not exceed the actual amount of closing costs. Offer has no cash value. Not valid with any other offers. All applicants are subject to credit approval.

3 Safe Deposit Box credit applies to first year rental only.