For nearly a century, we've been providing flexible loans with great rates to Southwest Missouri residents. Get the financing you need to create life's magic moments — from a dream wedding to an exotic vacation and more.

Guaranty Bank has been at the forefront of empowering the dreams and aspirations of our local communities through our personalized lending solutions. Our personal loans are designed with your unique needs in mind, offering the flexibility and competitive personal interest rates that make achieving your milestones more accessible than ever. No matter the circumstance, our commitment is to provide you with the financial support you need when it matters most.

At Guaranty Bank, we understand that every loan is as individual as the person who applies for it. That's why our personal loans are tailored to fit your specific financial situation, offering a range of flexible term options to suit your budget. Our experienced loan advisors are here to guide you through every step of the process, ensuring that you receive a personal loan with terms that work for you. With local decision-making and processing, we pride ourselves on our commitment to one-on-one service.


  • Competitive interest rates
  • Flexible term options
  • Financing to meet almost any need
  • Various payment plans available
  • Local decision-making & processing
  • Experienced loan advisors
  • Commitment to one-on-one service
  • Streamlined application process

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How do I apply for a personal loan at Guaranty Bank?

Applying for a personal loan with Guaranty Bank is straightforward. You can start your application online, visit any of our branches in Southwest Missouri, or call us to speak with a loan advisor. We'll guide you through the process, ensuring you understand all the steps and requirements.

What makes Guaranty Bank's personal loans different?

Our personal loans stand out due to our competitive interest rates, flexible term options, and commitment to personalized service. We understand that every financial situation is unique, which is why we work closely with you to find a loan solution that fits your specific needs and goals.

Can I use a personal loan for any purpose?

Yes, Guaranty Bank's personal loans offer the flexibility to finance almost any need. Whether it's for a wedding, vacation, home improvement, or unexpected expenses, our loans are designed to help you fund your life's important moments and projects.